DISCLAIMER & CONSENT
I hereby certify that all information provided is true and correct i.e. completely disclosed, to the best of my knowledge, all the relevant information required (including all my credit facilities and debt obligations) with the Bank and I hereby irrevocably agree that the Bank is authorized to verify the same from any source, as it may deem appropriate at its sole discretion.
If it is discovered by you at any time, during my application process, that I have failed to disclose part or all the relevant information and/or falsely declared any information, the Bank reserves the right to decline/reject my application without any further reference to me.
I understand and agree that my application will only be processed upon submission of my complete documentation required by the Bank and AKPK.
I hereby give consent as per requirement of Personal Data Protection Act 2010 (PDPA) and Financial Services Act 2013/Islamic Financial Services Act 2013 for the Bank to disclose information contained herein to AKPK to enable or facilitate AKPK in providing financial assistance and/or education on financial management in respect of my case.
I agree for AKPK to have access to my CCRIS report.
I hereby authorize AKPK to get any information from any financial institution and other third parties to enable AKPK to analyse and update existing records.
I understand that repayment restructuring shall apply for Islamic facilities based on Shariah concept (including a requirement to pronounce the new Akad, upon successfully enrolled into this scheme).
Where required, I will be notified by the Bank via email or call to sign relevant documents/ accept my repayment assistance plan to complete the legal documentation, including those related to guarantors or joint accounts and/or variation agreements.
If my application is successful, I understand that I have the option to engage the Bank to revise the monthly instalment amount if my financials improve to reduce overall financing/borrowing costs;
I understand that by providing accurate information on all my loan/financing facilities will allow the banks / AKPK to provide me with a suitable repayment assistance plan.
Please agree to Terms and Conditions before proceed.