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1. PERSONAL INFORMATION

The information provided in the form is strictly for the purpose of URUS application. Please contact the Bank for any changes to your contact details.

 
2. EMPLOYMENT & INCOME STATUS

Applicant

Drop files here or click to upload.

1) For Salaried worker, Upload any one (1) of the following documents:

  • EPF Statement (Latest statement for 2021) OR
  • Recent letter retrenchment/termination from employer

2) Sole-Proprietor/Self-employed/Microenterprise, Upload any one (1) of the following documents:

  • Bank Statement (Latest 3-months statement for 2021).
Drop files here or click to upload.

1) Salaried worker, upload any one (1) of the following documents:

  • Salary slip / payment voucher (any one month between January to March 2020) OR
  • EPF Statement (Statement for 2020) OR
  • Income tax form for YA2019

2) Sole-Proprietor/Self-employed/Microenterprise, upload any one (1) of the following documents:

  • Bank statement (3-months statement between January to March 2020) OR
  • Income tax form for YA2019
Drop files here or click to upload.

1) Salaried worker, upload any one (1) of the following documents:

  • Salary slip / payment voucher (latest month for 2021) OR
  • EPF Statement (Latest statement for 2021) OR
  • Income tax form for YA2020

2) Sole-Proprietor/Self-employed/Microenterprise, upload any one (1) of the following documents:

  • Bank statement (Latest 3-months statement for 2021) OR
  • Income tax form for YA2020
3. NET INCOME & LOAN/FINANCING DETAILS
4. SELECTION OF URUS PACKAGE
DISCLAIMER & CONSENT

I hereby certify that all information provided is true and correct i.e. completely disclosed, to the best of my knowledge, all the relevant information required (including all my credit facilities and debt obligations) with the Bank and I hereby irrevocably agree that the Bank is authorized to verify the same from any source, as it may deem appropriate at its sole discretion.

If it is discovered by you at any time, during my application process, that I have failed to disclose part or all the relevant information and/or falsely declared any information, the Bank reserves the right to decline/reject my application without any further reference to me.

I understand and agree that my application will only be processed upon submission of my complete documentation required by the Bank and AKPK.

I hereby give consent as per requirement of Personal Data Protection Act 2010 (PDPA) and Financial Services Act 2013/Islamic Financial Services Act 2013 for the Bank to disclose information contained herein to AKPK to enable or facilitate AKPK in providing financial assistance and/or education on financial management in respect of my case.

I agree for AKPK to have access to my CCRIS report.

I hereby authorize AKPK to get any information from any financial institution and other third parties to enable AKPK to analyse and update existing records.

I understand that repayment restructuring shall apply for Islamic facilities based on Shariah concept (including a requirement to pronounce the new Akad, upon successfully enrolled into this scheme).

Where required, I will be notified by the Bank via email or call to sign relevant documents/ accept my repayment assistance plan to complete the legal documentation, including those related to guarantors or joint accounts and/or variation agreements.

If my application is successful, I understand that I have the option to engage the Bank to revise the monthly instalment amount if my financials improve to reduce overall financing/borrowing costs;

I understand that by providing accurate information on all my loan/financing facilities will allow the banks / AKPK to provide me with a suitable repayment assistance plan.

Please agree to Terms and Conditions before proceed.

IMPORTANT NOTE:

  • All the applications are subjected to the bank and AKPK approval (“Approved Package”).
  • The commencement date of the Approved Package shall take effect as follows:
    Date of Approval Commencement of the Approved Package
    If the approval is made before the 20th of the month Account’s payment due date of the following month
    If the approval is made on or after the 20th of the month Account’s payment due date of the month after the next month
  • The overall borrowing/financing cost could be higher due to reduced monthly instalment.
  • For Mortgages :
    Upon completion of the Approved Package’s offer period, the loan/financing account’s monthly instalment will be computed based on the remaining outstanding, maturity date and effective interest/profit rate.
  • For Personal Loans / Financing :
    If your current remaining tenure is lower than your URUS / FIRST tenure, your new financing tenure will be extended accordingly, otherwise, there will be no changes to your remaining tenure. Upon completion of the Approved Package’s offer period, the interest/profit rate applied will revert to your Original Interest/Profit Rate.
  • The information provided in the form will be used by the Bank and AKPK to contact you from time to time strictly for the purpose of URUS and FIRST application. Please contact the Bank for any changes to your contact details.
  • The Bank will review your eligibility before we proceed to submit it to AKPK for processing. AKPK will inform you on the status of your application.
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